:root {
  --green: #073b2d;
  --green-light: #0f5a43;
  --gold: #c9a24d;
  --dark: #1f2933;
  --grey: #697586;
  --light: #f7f5ef;
  --white: #ffffff;
  --border: #e7e2d4;
  --shadow: 0 20px 50px rgba(7, 59, 45, 0.12);
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: "Inter", sans-serif;
  background: var(--white);
  color: var(--dark);
  line-height: 1.7;
}

a {
  text-decoration: none;
  color: inherit;
}

.header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.95);
  border-bottom: 1px solid var(--border);
  backdrop-filter: blur(12px);
}

.navbar {
  max-width: 1180px;
  margin: auto;
  padding: 18px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.logo {
  display: flex;
  align-items: center;
  flex-shrink: 0;
}

.logo-img {
  width: 180px;
  height: auto;
  display: block;
  object-fit: contain;
}

.nav-links {
  display: flex;
  align-items: center;
  list-style: none;
  gap: 28px;
  font-weight: 600;
  color: var(--dark);
}

.nav-links a:hover {
  color: var(--green-light);
}

.nav-cta {
  background: var(--green);
  color: var(--white) !important;
  padding: 10px 18px;
  border-radius: 999px;
}

.menu-btn {
  display: none;
  border: none;
  background: var(--green);
  color: var(--white);
  padding: 8px 12px;
  border-radius: 8px;
  font-size: 20px;
  cursor: pointer;
}

.hero {
  min-height: 88vh;
  padding: 90px 24px;
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 40px;
  align-items: center;
  max-width: 1180px;
  margin: auto;
}

.hero-content h1 {
  font-size: clamp(38px, 6vw, 68px);
  line-height: 1.05;
  color: var(--green);
  letter-spacing: -2px;
  margin: 14px 0 22px;
}

.eyebrow {
  color: var(--gold);
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  font-size: 13px;
}

.hero-text {
  max-width: 660px;
  color: var(--grey);
  font-size: 18px;
}

.notice {
  margin-top: 20px;
  padding: 14px 18px;
  border-left: 4px solid var(--gold);
  background: var(--light);
  color: var(--green);
  font-weight: 700;
  max-width: 680px;
}

.hero-buttons {
  display: flex;
  gap: 14px;
  margin-top: 30px;
  flex-wrap: wrap;
}

.btn {
  display: inline-flex;
  justify-content: center;
  align-items: center;
  padding: 14px 24px;
  border-radius: 999px;
  font-weight: 800;
  border: none;
  cursor: pointer;
  transition: 0.25s ease;
}

.primary-btn {
  background: var(--green);
  color: var(--white);
}

.primary-btn:hover {
  background: var(--green-light);
  transform: translateY(-2px);
}

.secondary-btn {
  background: var(--light);
  color: var(--green);
  border: 1px solid var(--border);
}

.secondary-btn:hover {
  background: var(--white);
  box-shadow: var(--shadow);
}

.hero-card {
  background: linear-gradient(145deg, var(--green), #08271f);
  color: var(--white);
  padding: 34px;
  border-radius: 28px;
  box-shadow: var(--shadow);
  position: relative;
  overflow: hidden;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.hero-card::after {
  content: "";
  width: 220px;
  height: 220px;
  border: 1px solid rgba(201, 162, 77, 0.35);
  border-radius: 50%;
  position: absolute;
  right: -70px;
  top: -70px;
}

.card-icon {
  width: 54px;
  height: 54px;
  display: grid;
  place-items: center;
  border-radius: 16px;
  background: var(--gold);
  color: var(--green);
  font-size: 26px;
  font-weight: 900;
  margin-bottom: 24px;
}

.hero-card h3 {
  font-size: 28px;
  margin-bottom: 12px;
}

.hero-card p {
  color: #d9e7df;
}

.mini-list {
  display: grid;
  gap: 12px;
  margin-top: 28px;
}

.mini-list span {
  padding: 12px;
  background: rgba(255, 255, 255, 0.08);
  border-radius: 14px;
  border: 1px solid rgba(255, 255, 255, 0.12);
}

.section {
  padding: 90px 24px;
  max-width: 1180px;
  margin: auto;
}

.section-heading {
  max-width: 760px;
  margin-bottom: 42px;
}

.section-heading h2,
.two-column h2,
.cta-section h2,
.contact-info h2 {
  font-size: clamp(30px, 4vw, 46px);
  line-height: 1.15;
  color: var(--green);
  margin: 12px 0 16px;
  letter-spacing: -1px;
}

.section-heading p,
.two-column p,
.cta-section p,
.contact-info p {
  color: var(--grey);
}

.trust-section {
  background: var(--light);
  max-width: none;
}

.trust-section .section-heading,
.trust-grid {
  max-width: 1180px;
  margin-left: auto;
  margin-right: auto;
}

.trust-grid,
.services-grid,
.article-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.info-card,
.service-card,
.article-card {
  background: var(--white);
  padding: 28px;
  border-radius: 22px;
  border: 1px solid var(--border);
  box-shadow: 0 10px 30px rgba(7, 59, 45, 0.06);
  transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
}

@media (hover: hover) {
  .hero-card:hover,
  .info-card:hover,
  .service-card:hover,
  .article-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 18px 45px rgba(7, 59, 45, 0.14);
    border-color: rgba(201, 162, 77, 0.55);
  }
}

.info-card h3,
.service-card h3,
.article-card h3 {
  color: var(--green);
  margin-bottom: 10px;
  font-size: 21px;
}

.info-card p,
.service-card p,
.article-card p {
  color: var(--grey);
}

.two-column {
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: 50px;
  align-items: start;
}

.services-section {
  background: var(--white);
}

.service-card span {
  display: inline-block;
  color: var(--gold);
  font-weight: 900;
  margin-bottom: 14px;
}

.resources-section {
  background: var(--light);
  max-width: none;
}

.resources-section .section-heading,
.article-grid {
  max-width: 1180px;
  margin-left: auto;
  margin-right: auto;
}

.article-card a {
  display: inline-block;
  margin-top: 18px;
  color: var(--green);
  font-weight: 800;
}

.cta-section {
  margin: 90px auto;
  max-width: 1180px;
  padding: 42px;
  border-radius: 28px;
  background: linear-gradient(145deg, var(--green), #08271f);
  color: var(--white);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 24px;
}

.cta-section h2 {
  color: var(--white);
}

.cta-section p {
  color: #d9e7df;
}

.cta-section .primary-btn {
  background: var(--gold);
  color: var(--green);
  white-space: nowrap;
}

.contact-section {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 40px;
}

.contact-details {
  margin: 28px 0;
  padding: 20px;
  background: var(--light);
  border-radius: 18px;
  border: 1px solid var(--border);
}

.small-disclaimer {
  font-size: 14px;
  border-left: 4px solid var(--gold);
  padding-left: 14px;
}

.contact-form {
  background: var(--light);
  padding: 30px;
  border-radius: 24px;
  border: 1px solid var(--border);
}

.contact-form label {
  display: grid;
  gap: 8px;
  font-weight: 700;
  margin-bottom: 18px;
  color: var(--green);
}

.contact-form input,
.contact-form select,
.contact-form textarea {
  width: 100%;
  padding: 14px 15px;
  border-radius: 14px;
  border: 1px solid var(--border);
  font-family: inherit;
  font-size: 15px;
  outline: none;
}

.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus {
  border-color: var(--gold);
}

.form-message {
  margin-top: 14px;
  color: var(--green);
  font-weight: 700;
}

.footer {
  background: var(--green);
  color: var(--white);
  padding: 46px 24px;
  display: grid;
  gap: 24px;
  text-align: center;
}

.footer p {
  color: #d9e7df;
}

.footer-links {
  display: flex;
  justify-content: center;
  gap: 22px;
  flex-wrap: wrap;
}

.footer-links a {
  color: var(--white);
  font-weight: 700;
}

.footer-note {
  font-size: 14px;
}

/* Mobile Responsive */
@media (max-width: 850px) {
  .menu-btn {
    display: block;
  }

  .logo-img {
    width: 145px;
  }

  .nav-links {
    position: absolute;
    top: 72px;
    left: 24px;
    right: 24px;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: 18px;
    box-shadow: var(--shadow);
    padding: 20px;
    display: none;
    flex-direction: column;
    align-items: flex-start;
  }

  .nav-links.active {
    display: flex;
  }

  .hero,
  .two-column,
  .contact-section {
    grid-template-columns: 1fr;
  }

  .hero {
    padding-top: 60px;
  }

  .trust-grid,
  .services-grid,
  .article-grid {
    grid-template-columns: 1fr;
  }

  .cta-section {
    flex-direction: column;
    align-items: flex-start;
    margin: 50px 24px;
  }
}

.hero-contact-form .form-message,
.contact-form .form-message {
  margin-top: 14px;
  padding: 10px 14px;
  border-radius: 10px;
  background: #ffffff;
  color: #073b2d !important;
  font-weight: 800;
  border-left: 4px solid var(--gold);
}

.hero-contact-form .form-message:empty,
.contact-form .form-message:empty {
  display: none;
}

/* =========================
   TERMS & CONDITIONS PREMIUM STYLE
========================= */

.terms-section {
  background: linear-gradient(180deg, #fbfaf6, #f7f5ef);
  padding: 100px 24px;
}

/* heading */
.terms-section .section-heading {
  text-align: center;
  margin-bottom: 60px;
}

/* wrapper */
.terms-content {
  max-width: 900px;
  margin: auto;
}

/* remove default list */
.terms-content ol {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 22px;

  counter-reset: term-item;
}

/* card */
.terms-content li {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 24px;
  padding: 28px 30px;
  box-shadow: 0 12px 35px rgba(7, 59, 45, 0.08);
  position: relative;
  transition: all 0.3s ease;

  counter-increment: term-item;
}

/* hover */
.terms-content li:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 50px rgba(7, 59, 45, 0.15);
  border-color: rgba(201, 162, 77, 0.6);
}

/* number badge */
.terms-content li::before {
  content: counter(term-item);
  position: absolute;
  top: -14px;
  left: 24px;

  width: 40px;
  height: 40px;
  border-radius: 50%;

  background: var(--gold);
  color: var(--green);

  display: grid;
  place-items: center;

  font-weight: 900;
  box-shadow: 0 8px 20px rgba(201, 162, 77, 0.35);
}

/* title */
.terms-content li strong {
  display: block;
  font-size: 18px;
  color: var(--green);
  margin-bottom: 10px;
}

/* text */
.terms-content li p {
  color: var(--grey);
  line-height: 1.7;
  margin: 0;
}